Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Keith Sansum1 wrote:David
personal abuse
loses the argument
have a nice day boyo
Keith, as usual you start it but can't take it back, it follows a familiar pattern, boyo.
Keith Sansum1
- Location: london
- Registered: 25 Aug 2010
- Posts: 23,942
Lets hope David wen you put up as a candidate in the general election you get more votes than our other
all councils poster
but I suspect not
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 716- Registered: 9 Jun 2011
- Posts: 4,010
Everyone is a winner ...........?...read the facts about the borrowers plights every day.........Blinkers rusted on ?
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
All council's poster?
What on earth are you on about now?
If/when I decide to stand I'll be judged on what I achieve, you were a councillor for 25 years Keith, list your achievements........
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Reg Hansell wrote:Everyone is a winner ...........?...read the facts about the borrowers plights every day.........Blinkers rusted on ?
Nice try Reg.
I've put forward a socially acceptable business proposal for you Reg, you lend money to those with a poor credit rating at low interest rates, everybody's a winner.
I'm surprised you haven't thought about it before, maybe the banks will give it a try.
Guest 710- Registered: 28 Feb 2011
- Posts: 6,950
I am at a loss to know what a councillors achievements, or paucity thereof, have to do with a barbaric system of credit.
If things in this particular 'industry' were pootling along nicely they would not be under investigation.
The issue is not; how much blood you can get from a stone, but why look to stones at all if its blood you want.
Ignorance is bliss, bliss is happiness, I am happy...to draw your attention to the possible connectivity in the foregoing.
Keith Sansum1- Location: london
- Registered: 25 Aug 2010
- Posts: 23,942
When you stand, first you will need to get some votes
We have another poster who has tried it and failed in a bad way picking up few votes
I wondered once your name in the hat if you will get more votes than him
I suspect not
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Agree entirely Tom, I was simply replying to #22.
Tom, the issue is perfectly straightforward, when people have exhausted their traditional lines of credit they turn to Wonga types, because of the risk involved they charge exorbitant rates.
I'm surprised you don't get that to be honest, less so in Keith's case
Keith Sansum1- Location: london
- Registered: 25 Aug 2010
- Posts: 23,942
Again personal abuse does you no favours david
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Keith Sansum1 wrote:When you stand, first you will need to get some votes
We have another poster who has tried it and failed in a bad way picking up few votes
I wondered once your name in the hat if you will get more votes than him
I suspect not
I've told you Keith, you stand and I'll stand, a fiver to the winner in a head to head, both as independents.
You up for that or you only want to hide behind a red rosette?
Incidentally, your claims are merely supposition, you have no idea at all what my plans are, if any.
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Keith Sansum1 wrote:Again personal abuse does you no favours david
Pot, kettle, black Keith.
I'm only responding as usual, not for the first time
Keith Sansum1- Location: london
- Registered: 25 Aug 2010
- Posts: 23,942
not at all david you will not find any abuse in my comments
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
So you up for my challenge then Keith?
No rosettes, no party backing, two independents, winner gets a fiver.
25 years a politician you'll wipe the floor with a closet tory like me
Guest 696- Registered: 31 Mar 2010
- Posts: 8,115
Keep calm, folks!
Poverty is a way for the Government to collect taxes big-time.
Money-lending brings in big profits, which are taxed accordingly.
Guest 710- Registered: 28 Feb 2011
- Posts: 6,950
The present issue with these companies is not the rate of interest charged...
"...There are
a range of practices we are concerned about. These include poor lending checks, where payday lenders are failing to properly assess whether applicants for a loan have enough disposable income to repay the loan to term in full; another is rollover, where payday lenders are renewing loans without checking whether they will be affordable, even though a failure to pay off the loan as planned is a clear warning sign that a borrower could be experiencing financial difficulties."[1]
"The OFT said irresponsible lending
may have its roots in the way competition works, with lenders competing by emphasising speed and easy access to loans, rather than better interest rates. Lenders may be reluctant to carry out proper affordability assessments in case they lose business to competitors.
The OFT found that only six of the 50 firms it visited could provide documentary evidence that they had assessed consumers' disposable income as part of their affordability checks."[2]
[1]
http://www.guardian.co.uk/money/blog/2013/jun/27/payday-loans-industry-law-unto-itself?INTCMP=SRCH
[2]
http://www.guardian.co.uk/money/2013/mar/06/payday-lenders-reform-ultimatum-oftIgnorance is bliss, bliss is happiness, I am happy...to draw your attention to the possible connectivity in the foregoing.
Keith Sansum1- Location: london
- Registered: 25 Aug 2010
- Posts: 23,942
David
I have no interest in standing as a candidate
or the labour party.
I will put it in a different bet if you like;
The same £5 bet that when you stand you get less votes that our other all councils poster when he stood
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
The present issue with these companies is not the rate of interest charged
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Keith, you say "when" I stand, I'm very curious where you get this from.
Keith Sansum1- Location: london
- Registered: 25 Aug 2010
- Posts: 23,942
David
are you in denial
or changed your mind
or ?
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 714- Registered: 14 Apr 2011
- Posts: 2,594
Denial of what Keith?
You keep asserting I will be standing at the GE as an independent, I didn't tell you that so you must have made it up