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    No excuses Richard - it is simply a statement of fact and how we got into this state is an important lesson to learn. Sadly a lot of people have not learnt it.

    As I have said before the serious and, indeed, stupid, policy errors of Brown are well documented. Take just one, - not balancing the current account in the growth cycle when it should have been done. Plain stupidity that can only have been perpetuated by someone who believed he had changed the normal and natural cycle.

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