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    Discussions move on Reg and we went into deficit discussion.

    No - the banks are not the main problem, that is a fantasy you wish were true. The facts are different. The banks are far from innocent, I am no fan of them but at least let us make sure they get blamed for those things they did do wrong and not use them as a fig leaf for irresponsible government.

    After all - they would not have been able to add to the economic problems if Brown had not introduced the tri-partied regime and reduced prudential controls over them. This was deregulation too far even for Mrs T who realised banks are not 'ordinary' businesses, something Brown was too dumb to notice.

    I note that you have not even made an attempt to respond to the substance of my points and just try to avoid them, repeating the big Labour lie and making inane remarks.

    The problem is governments - their excessive spending and borrowing plus, in the Eurozone, the currency nightmare. Back, therefore to the Euro topic!!! The fact that some European countries made the same spending mistakes as Brown is not excuse for him.

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