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    I have brought and sold on eBay for 10 years (so I have just found out!) and have probably banked online, paid bills, transfers to individuals. I now also do the same on my mobile phone.

    People are convinced that online dealing is dodgy, but so long as you have decent passwords and only go direct to bank websites and not click into emails then there shouldn't be a problem.

    Not only is it very convenient, it is probably hundreds of times safer than dealing in cash or handing a card over....

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