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    Most bills are paid by Direct Debit, shopping is mostly done using a Debit Card. I use a Credit/Debit card for on-line stuff fairly frequently too. I write about 3 or 4 cheques a year and for these occasions I don't have much choice in the matter.

    It would appear, then, that the death of the cheque is a foregone conclusion; probably smartly followed by actual folding and rattling cash.

    Those who are distainful of technology will have to adapt I suppose.

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