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two flaws in your argument roger, if it is only red voters that thought the banks had played a major part in the current economic position then sometims red ed would be looking at a 200 seat majority.
the change in regulations allowed banks greater freedom in lending, none were forced to lend.
the dopey ones did and later came with their begging bowl to the tax payer, some like barclays and h.s.b.c. were sensible saw a bad deal for what it was and carried on as normal.
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