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    What is Charlie views on the referendum for Europe only DC doesn't seem to clear lots of if's and maybe's.
    The other thing to raise it's head is this Care for life,lets take Mrs JHG and myself at 65 they want us to pay £16,000 (at the moment no doubt that will be £20,000 to pay for care homes if we need them).But only 1 in 5 of us people will actually need care homes,what happens to the money and how many people do they really think will have that money when they retire and if they had that money and pay it think of all that intrest they will lose and not have for thier retirement,I can see Barry giving financial advice don't put your money in stocks and shares put it in your healthcare because you may not need it and you will lose it all,

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