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    Yep retired years ago took my index linked non-contributory pension and lump sum and buggered off best decision I ever made at least I'm young enough to enjoy my retirement oh and the pension. Having Natascha and being a Dad again was an unexpected bonus?..

    Remember my rule of thumb regarding government guidelines... that on average males retiring at 65 only get another 18 months before shedding their mortal coil....

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