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    I have taken offence at nothing Alexander.

    Dave1 - I have merely pointed out the legal situation, also that he is wrong. The legal situation is not an opinion. You are quite good at making yourself look a prat as well.

    David Little - wrong, it depends on how the money is invested and with whom.

    Thanks Ray for pointing that out to him, not that it will have sunk in.

    Philip.... You can twist and turn all you like but you made a clear statement of advice. I agree with you, anyone who was to take your advice would need their head tested, so just don't do it.... simples....

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