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    So, Paul, what is misunderstood?
    Has the State made £5 trillion worth of pension promises to its citizens, and if yes, will the State be able to maintain these promises?

    As for Barry, questions are not statements, so I haven't reached any conclusions, hence the words "misunderstanding" and "misrepresenting" is not appropriate here. As proof, the thread's title carries a question mark.
    Furthermore, I've been quoting statements made in research done by others.

    Can anyone confirm there is no pension crisis looming, either State or private pension?

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