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    Among various further conclusions I reached, it would appear that a fall in the value of shares on the share markets would negatively affect private pension funds, and that a fall in property prices would do likewise.

    I'm beginning to understand now why some economists think it is good when the cost of houses goes up, and why a share crash on the stock exchange would be seen as a nightmare.

    A further consideration of the private pension scheme deficit (in it's lower estimation of £227 billion) is that it's equivalent to almost one quarter of the Public Debt (£1 trillion), and yet is not actually part of the Public Debt, while at the same time IS part of it, owing to the fact that private pensions schemes hold a large proportion of Government bonds (which equate to Public Debt).

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