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    BarryW.
    Many thanks for the offer but I could not afford your fees or do I have any need for your professional advice.

    I am living off a £7000 bank loan and £55.00 a week carer's allowance, with no modest savings as you put it. There are 100's of thousands of people like me or worse off.

    You are an expert in your line of business and I have said before I applaud your hard work in getting where you are but that is where your expertize ends.

    You have no idea what is going on outside of your circle and you refuse to listen to those who do know.

    Don't chastise me for "sarcasm and personal attacks".

    Mine have always been in response to yours ,so in your word's "grow up and get over it".

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