My new website...
- 16 February 2013 09:39215849Is now 'up and loaded'....
Take a look....
http://www.regency-ifa.co.uk
I will be posting market updates, the odd news update and articles from my quarterly client newsletters on a fairly regular basis. I am trying to get away from the rather staid and boring websites IFAs usually have is doing this.
See what you think. - 16 February 2013 09:46215853very professional barry, good luck with it.
- 16 February 2013 09:53215857Thank you Howard
- 16 February 2013 11:23215884Very nice clear website Barry, all the best.
- 16 February 2013 12:00215887
suggest you keep politics off it Barry. 
I'm an optimist. But I'm an optimist who takes my raincoat - Harold Wilson - 16 February 2013 12:11215889Nothing to do with politics Peter.... just business...... that does not say I have to be non-controversial on relevant matters.
- 16 February 2013 19:25215942Certainly comes up at the top of the Google page 1 under Regency ifa.
Key-wording is important for a website to make it to the very top of Google.
My web-site started off on page 5 of Google under its own name, but relentlessly fought its way up to the top of page 1.Chanters, Drums and Drones Potty Time http://youtu.be/99fMqpjnXYA
Rule Britannia!
Kent First http://youtu.be/04F3mAP3fV4 Keep banging on http://youtu.be/qYCU_SKmkGQ - 16 February 2013 21:15215960Why the rocky stones Barry ??
- 17 February 2013 08:25215989Nice website Barry.
Being our Independant Financial Advisor, I can recommend you and your services to anyone - whether they have a modest sum (like us) or a larger pot, it will always grow quicker in the good times (even in the current not-so-good times) and drop much much slower in bad ones.
Politics doesn't play a part in your business - it can't obviously, so whatever anyones' politics, if you have a sum of money you need looking after, or good independant advice - Barry's your man.
Roger - 17 February 2013 12:57216029In 2004 I advised my mum to invest in gold, assuring it would increase in value many-fold within a few years.
She didn't.
But I did manage to convince her that investing in gold jewellery (unless you want to wear it) is no good, as it by far exceeds its gold value and carries various manufacturers' and retailers' profits along the way.
Gold coins issued at their bullion value with only an extra VAT were the opportunity.
They can be sold again at their fixed daily value: you don't get back the VAT when selling (VAT was anything from 1 to 20% depending in which country you bought the gold), but you reap in the profit of increased gold value (currently 500% compared to 2004).
They can be deposited in a bank safe for a small and reasonable charge until you sell them.
Silver was also an option, but it's harder to store, as you need more space.
Had I then set up an investment advising office, there'd have been two possibilities:
1: I'd have earned a great sum giving the right advice.
2: No-one would have listened to me or believed it (most likely outcome).Chanters, Drums and Drones Potty Time http://youtu.be/99fMqpjnXYA
Rule Britannia!
Kent First http://youtu.be/04F3mAP3fV4 Keep banging on http://youtu.be/qYCU_SKmkGQ - 17 February 2013 18:53216086Since 2000, gold bullion bars and coins have been exempt from VAT in the EU.I'm an optimist. But I'm an optimist who takes my raincoat - Harold Wilson
- 17 February 2013 20:45216116Now we know what Peter has stashed in those old tins buried in the back garden
- 17 February 2013 20:54216118But beware. all, as some gold bars have been discovered containing tungsten, which weighs almost identical to gold, but is worth a fraction. Tungsten inside a gold coating is hard - or impossible - to detect with current lazer instruments used by gold-dealers.
These fake bars have been known to carry bank-codes printed on them, as if they were authentic.
Gold coins are thin, and can be easily tested for their authentic origin.
However, I am NOT advising anyone here on anything, as my point in the above post was related to 2004.
Haven't got a clue how gold will be valued in the future, so my advice is: don't store treasures on Earth, but in Heaven
Quite right, Peter, VAT was at some point abolished on gold coins.
(Tst: It was abolished in the EU, because only the EU imposes the VAT tax
)Chanters, Drums and Drones Potty Time http://youtu.be/99fMqpjnXYA
Rule Britannia!
Kent First http://youtu.be/04F3mAP3fV4 Keep banging on http://youtu.be/qYCU_SKmkGQ - 18 February 2013 07:59216134Thank you Roger.
Alexander- setting up a financial advisory business requires a lot of training, lots of qualification and a lot of outlay. Gold as a commodity is a specialist investment and requires specialist advice, not something an IFA can advice on. That said gold is close to its peak, it may go up further, it may fall, but one thing is sure investing in something close to its peak is usually riskier than investing in the same thing when it is unfashionable and the price has slumped.
Anyone investing in anything should get the correct type of expert advice before doing so. - 18 February 2013 11:49216166Barry, my post specifically said "in 2004". Then gold was about 300 US dollars an ounce. Now it is at about $1,700.
I wouldn't dream of advising people now to invest or not to invest in gold, and stated so in the later post.
The point of my comment was to let know that I predicted very correctly the market trends back then 10 or so years ago.
I also predicted in 2004 that oil would rise from $40 a barrel to over $100 within a few years, which it did.
That metals would go up in price significantly on the commodities market, which they did.
In 2006 I gave the European Union 6 months before it would go financially bankrupt, and that only be cheating, namely by mass-printing money, could the EU delay bankruptcy.
In 2007 the bankruptcy and financial crash started, in 2008 the financial crash was fully blown, and only enormous money-printing prevented the financial collapse of the European Union, as well as of a number of industrialised countries not EU members.
In 2008, when the official mainstream Media said that "taxpayers money" had bailed out the banks, I said straight away that it was not tax-payers money, but money printed out of thin air by the Bank of England, the Federal Reserve and the European Central Bank.
I made use of your thread to show off my fore-knowledge of economic trends, Barry!
I also have evidence of my fore-knowledge, written and dated!Chanters, Drums and Drones Potty Time http://youtu.be/99fMqpjnXYA
Rule Britannia!
Kent First http://youtu.be/04F3mAP3fV4 Keep banging on http://youtu.be/qYCU_SKmkGQ - 18 February 2013 12:25216173There are often obvious calls Alexander - they require no expert knowledge. Something that made Gordon Brown's actions over gold all the more foolish when he ignored both professional advice and common sense.
- 18 February 2013 18:17216209Not sure, Barry. Gordon Brown in 1999-2002 couldn't have known that gold would increase in value, and he was not advised by the economists to keep the gold reserves intact.
The economists should have actually advised him to increase Britain's gold reserves.
Brown sold off over half the UK's gold, which then stood at 700 tonnes, and so 300 tonnes remained.
Good advice would have told him not only to leave the gold put, but to purchase a few thousand tonnes more.
At the time I was not advising the British government.
However, any British bank of share company with a minimum of economic foreknowledge and some spare cash would have purchased the gold - or some of it - which Brown sold, which was by auction.
If the UK banks had invested some of their money in gold in that period, 1999-2002, or even up to 2006, they would have avoided bankruptcy in 2008.
The truth is, the economists did not foresee the trend gold, oil and other metals would take, nor did they foresee the coming banking crash of 2008.
I foresaw the whole lot coming years beforehand.Chanters, Drums and Drones Potty Time http://youtu.be/99fMqpjnXYA
Rule Britannia!
Kent First http://youtu.be/04F3mAP3fV4 Keep banging on http://youtu.be/qYCU_SKmkGQ - 18 February 2013 20:51216241Alexander- gold was at rock bottom prices, he announced he was selling and drove the price down further. It is also on record that he was advised not to sell it. This is very basic stuff. There are few times when you can call the bottom of the market and that, for gold, was one of them.
Economists are not the people who are qualified to provide that advice anyway and were not the people who advised him, commodity market experts fed advice via the Treasury. Economists are not investment experts while investment advisers of various types do need to know about economics.... we all have our disciplines.
Incidentally - the book Fantasy Island was published in May 2007 and it did predict the crisis. I do not agree with all it said but a lot of what it contained was spot on. The book was well received by both the right and left, having in it something for everyone, whether Thatcherite Monetarists and Kenyseyan socialists... It was co-written by the economic editors of the Guardian and the Mail!!!
http://www.amazon.co.uk/Fantasy-Island-Larry-Elliott/dp/1845296052/ref=sr_1_1?s=books&ie=UTF8&qid=1361220154&sr=1-1 - 18 February 2013 23:17216256Well as for commodity markets, Barry, let me predict that silver will go up even more in value quite big-time.
Watch this space....
Anyway, there is a secret as to how I predicted since 2002 that the Western economy and financial system would spiral downwards. I'm choosing to keep this secret a secret for now. It has to do with economic principles.
Well call me fantastic, I feel generous today, I might just reveal one principle:
a country must NEVER borrow money, the budget must never be in financial debt.
There is an optional condition attached to this, called quantitative saving - but that's a secret.
That's all for now!Chanters, Drums and Drones Potty Time http://youtu.be/99fMqpjnXYA
Rule Britannia!
Kent First http://youtu.be/04F3mAP3fV4 Keep banging on http://youtu.be/qYCU_SKmkGQ - 19 February 2013 06:50216260There is no problem with borrowing money Alexander - as long as it is not excessive, is serviceable and is for the right reasons such as capital investment.
The problem arises from current account deficits such as we have in the UK and the failure to balance the deficit in 'the good times' as happened since 2001, at which time the deficit was falling fast based on Ken Clarke's spending plans. Brown's failure to carry on balancing the books because he thought he had 'banned boom and bust' is a major reason for our problems.