howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
#1
Guest 710- Registered: 28 Feb 2011
- Posts: 6,950
#2
?
"directly purchased policies were still 6% more expensive than a year ago"
Women are expected to pay between 25% and 50% more soon, fewer and fewer companies will offer insurance to the young and compensation claims shall be for the wealthy only.
On the plus side Lawyers will see far fewer angst ridden people queuing up at their doors.
Ignorance is bliss, bliss is happiness, I am happy...to draw your attention to the possible connectivity in the foregoing.
Guest 693- Registered: 12 Nov 2009
- Posts: 1,266
#3
My mother-in-law turned 70 over the weekend just gone; some years back we downsized from 3 cars in the family to 2, which meant putting Shirley (mother-in-law) on my wife's insurance as a named driver.
Granted, we have just changed cars so that my wife now has a 12-plate Mitsubishi to replace the 8 year-old Suzuki, but I was horrified to find that the insurance premium for her new car had doubled, especially as it is one of the super efficient low emission engines, replacing the rather racy 'hot hatch' Suzuki. I rang the insurers to ask why the insurance had doubled and they replied that the extra was because my mother-in-law was shortly turning 70.
I couldn't get round it any way at all, all the other companies were in the same price bracket; however, I changed company anyway, just so that I could register my disgust with the old company with whom we had been insured for a number of years (Lloyds TSB). (Expletive deleted) b*stards.
True friends stab you in the front.
howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
#4
slightly off subject but not had a good experience of lloyds tsb. a fe years back i had home and contents insurance with them and when it came to renewal time they wanted nearly double and the letter arrived 2 days before renewal was due. i then went online and found that everyone around was cheaper. i was told later that lloyd tsb sent out late reminders as standard at that time so that some would panic and renew immediately.
Terry Nunn
- Location: London Road, Dover
- Registered: 12 Mar 2008
- Posts: 4,321
#5
My wife used to do most of the driving so the insurance was in her name with me as named driver. We are insured with a national company with a branch in Folkestone. This year amazingly the premium is much less. They also offered breakdown cover far cheaper than the AA.
When we rang AA to cancel they said "Tell us what their fee is and we will match it". It seems you can haggle over everything.
Terry
Quis custodiet ipsos custodes?
Guest 698- Registered: 28 May 2010
- Posts: 8,664
#6
We are with Direct Line. I ring them every year and tell them their renewal quote is unacceptable and they always reduce it by about 20 percent. They always ask what I've been quoted elsewhere and I always refuse to tell 'em. The car is a vw polo, lhd, with lowered suspension and wide wheels and we are now paying £230 fully comp. I reckon thats quite reasonable. That's with full NCD.
I'm an optimist. But I'm an optimist who takes my raincoat - Harold Wilson
Guest 653- Registered: 13 Mar 2008
- Posts: 10,540
#7
I went with the same company Terry as my my then insurance compnay (previously with Kwik-fit) went up by around £400 (that's up by £400).
With the Folkestone company it was cheaper than last year's too; they also have some good odd-ons and cross-sales (house and motor insurance) etc.
Roger
Guest 670- Registered: 23 Apr 2008
- Posts: 573
#8
We are insured with the Co-op, with full breakdown cover we pay £250.00 per year full comprehensive with a £100.00 excess.
Those that advertise on the TV or the comparison web-sites are considerably more expensive.
Guest 761- Registered: 10 Jul 2012
- Posts: 115
#9
I renewed my work truck insurance a few weeks ago. I have a clean driving record but it still reduced the premium by £130 when I added my wife to the policy as a named driver - even though she may never drive it!