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    We are with Direct Line. I ring them every year and tell them their renewal quote is unacceptable and they always reduce it by about 20 percent. They always ask what I've been quoted elsewhere and I always refuse to tell 'em. The car is a vw polo, lhd, with lowered suspension and wide wheels and we are now paying £230 fully comp. I reckon thats quite reasonable. That's with full NCD.

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