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    How does the farmer grow your food if he cannot borrow to buy seed, livestock and fertilisers? Diesel for his tractors? How does the manufacturer set up his factory? How does the exporter get paid from abroad? How does the importer obtain foreign currency to pay his suppliers?

    Who invests your pension contributions and pays your pension? What is the point of building houses if there are no mortgages available?

    If there were no financial markets our economy would be in the middle ages, in fact just like that of North Korea.

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