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  PaulB - your anology is deeply flawed for one simple thing.
  
  Under the Labour plan the amount borrowed over 7 years for the 'car' is more than we can afford. In fact it costs so much we are spending £500 for every £400 of income, therefore the credit card debt is piling up and up and up.....debt costs are going up and up - the situation is getting worse and worse and at the end of the 7 years you will have even more debt than at the start of it....
  
  Under the Conservative plan we are still spending more than we have income, the debt is still piling up and will still be higher in 7 years than it is now. The difference is that spending is being cut so that debt will not pile up so fast.
  
  I have said it before, the problem is not that we are cutting spending it is that we are not cutting enough.

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