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    So the FSA was not constituted by Brown then? Brown did not make that famous Mansion House speech then? So Brown did not give independence to the Bank of England and removed them being responsible for the banks then? So my friend who used to be a bank chief executive was lying to me when he said that his quarterly grilling with the Bank of England ended in 1997 then? (incidentally - he retired before his banking successors messed things up... his bank did not get bailed out either...)

    Face the facts and not your imaginary world in which you blame a lady who left office 22 years ago.

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