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    No Alexander. No-one is moving to a communist totalitarian system as you suggest.

    The thought of 'state backed economic system' and the State as a 'major guarantor' is a horror story and is the opposite to free enterprise. Bonkers, to put it as politely as is possible.

    This is a daft small scale piece of big government interference that will have massive problems and huge losses to the taxpayer. Eventually it will have to be privatised.

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