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  Indeed no, Paul, it's a Government initiative, as shown form the Conservatives website:
  
  "The Government has announced the first steps in a Government-funded bank to help small and medium sized businesses."
  
  Clear as crystal that all parties are seeing that we are moving into a State-backed economic system, where the State will be the major guarantor for free enterprise, through clear and honest rules, without tens of thousands of self-serving chief execs first lining their own pockets.

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