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    I take it that last paragraph was tongue in cheek Bob, something announced in 2010 takes seven years to "tweak"!!

    Tory back benchers are in panic mode as it can take 6 weeks from coming off a benefit to receiving Universal Credit which leads to rent arrears building up. Talking of rent can there be anything more daft than including it in the payment rather than paying direct to landlords? Some people have an emergency cost so use the rent portion on it whilst others with a less responsible attitude might choose to enlist the services of their local tattooist. Either way the result is the same, eventual eviction resulting in major costs to local authorities in placing families in bed and breakfast accommodation.

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