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    Just to pick up on Howard's point - under EU rules, the Member State which pays your state pension is also required to fund your healthcare, wherever you live in the EU. So, for UK State pensioners resident in Spain, the UK pays a lump sum, per pensioner, per year, to Spain - regardless of actual costs. The same is true in reverse. The rules are from the same Regulations which cover the EHIC - but it is not actually the EHIC which entitles them to that care if you see what I mean.

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