The post you are reporting:
Stuff being a benefit to the nation on your terms Reg. I find your attitudes utterly deplorable.
I prefer being a benefit to the people who I advise and help, the retired lady, the postman, the teacher and the businessman - all of whom I helped with tax, investment and savings issues this past week.
A few days after I have paid over £10,000 in tax your idea of 'fair' is a sore point to me. You have argued on here against setting a cap on benefits and are quite happy to allow scroungers the ability to make a career out of benefits.
In other words take the money I have worked hard to earn (along with that of millions of others) and pay it to those who sit on their backsides with no intention of working. That is not my idea of fairness. That £10k I paid to the government was MY money - no-one else's and I only had it because I set up and developed a successful business taking risks at a time I had a young family. People who earn the money deserve advice on how to keep more of it legally and the laws are there, as a matter of fact, for a reason. I am very proud of what I do..
I will give you an example of the elderly lady mentioned above being careful to protect her anonymity.
How fair is it that someone over age 65 is effectively taxed at 30% on their gross taxable income above £24,000 pa?
That lady has a state pension and a private pension with her lifetime savings of just over £200,000. The bulk of the interest on her savings was suffering that 30% tax - hit by what is called the 'age allowance trap'. By rearranging her savings I was able to eliminate her 30% tax liability and more than double her income from the investment.
What you were saying in your post #244 is that this lady should not have had that advice and that she should go on paying that unnecessarily high level of tax.
You should be ashamed of yourself.
You place the dictatorship and needs of government over the needs of the individual - these attitude are simply deplorable.
To be fair to you, quite frankly, you clearly have absolutely no idea of what the implications of what you advocate are, either to individuals or the economy, and you just ignore the facts that do not fit your pre-conceived prejudices.