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    Speaking from personal experience, the young of today want their evenings and meals out, holidays, cars, fancy TVs etc in other words fun time so have no money left to save in the same way that we did at their age.

    When my husband and I got married our combined wages were about £15 a week even with rent etc we still managed to save for a 3 bed house in Beckenham. I wish we had received a handout but definitely not at the expense of others.

    I think the proposal is daft apart from the funding argument I thought we were cutting down on benefits and handouts which this is, however it is presented to the public.

    Howard, my London based grandaughter is a teacher paying high rent who manages to save, if she can so can others if they really want to.

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