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    I have told my bank I will not accept any telephone calls from them after one where I could not understand them, so scammers waste their time trying to catch me out.

    When I had fraudulent outgoing payment a few years ago I went into my local branch and let the lovely and helpful but unfortunate lady in there suffer the foreign voices and she sorted it out for me. She told me the fraudsters sometimes randomly pick numbers etc and hope they work.

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