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    Yes Howard, she has to pay, its an utter disgrace, she barely has a pittance left over to live on let alone pay NHS charges, we help her where we can. Its hard enough for students to cope on their loans and to add insult to injury, it is after all a huge debt to be paid back, to class it as income against health costs is farcical.

    As Bern says, don't get me started, I'd be here all day

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