Marek,
The care/nursing home one is a minefield, particularly when trying to argue the cut off point when social care becomes nursing care and it qualifies to be paid by the state irresepctive of personal finances.
One advantage of being able to pay for your own care, as we know with several family members, is that you have the choice of where to go and the choice to leave if you're not happy with the place.
One point to argue in the case of free care for all is that those who have their own savings have already been taxed on it when they earned it, so forcing them to pay for their care is taxing their income twice.
I don't there will ever be a perfect system - except for my own personal choice which I've told me kids, stick me in a corner and keep me topped up with whiskey.
