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    Bern - he was the man behind the regulatory reforms that freed them to do their worse. He was also behind Brown when he went to the Mansion House to urge them on... So yes, we can pin the banking crisis on him.

    I do agree with a lot of what you said though.

    The NHS has a lot of great people working very hard often in difficult circumstances in a system that does not do them justice - or us either come to that. Sadly the NHS is such a 'holy grail' all we will ever see is tinkering because no government will dare to do what is really necessary to get us a world leading healthcare system.

    That is to get rid of the NHS and replace it with an insurance based system similar to what they have on the continent (no, definately not the USA...)

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