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    Tom - right now these pension for Teachers etc are subsidised very heavily indeed out of that general taxation so all that is happening is a minor reduction in that subsidy.

    I repeat, for the majority of people to get a pension to match the public sector, they would have to invest around 35% of salary and even then would lack a lot of guarantees and benefits.

    I refer you to the figures I give above for what benefits are, they are perfectly factual and cannot be dismissed whatever misrepresentation the left wing media and unions try to put out.

    You talk as if everyone in the private sector get share options and bonuses, they most certainly do not - the fact remains schemes that provide anything approaching the public sector schemes are as rare as rocking horse poo and are set to disappear all together.

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