Ah yes, the good old 'double standard' thingy.
I have been recently reminded of the goodly thinking that kept Lilliputian society rolling along. (see Gulliver's Travels)
One of their good ideas was to hold 'fraud' to be far more serious than 'theft'.
You could learn a fair bit more about all of this, and how it impacts upon our daily lives, by watching the video in the first link below...
http://www.democraticunderground.com/1017149279
In the latter part of the film an interesting interview takes place of a representative of 'publicbanking.org', although I have been unable to find that site, this one will do...
http://dcpublicbanking.org/about/about-dcpbc/