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Pensioners are not affected by this Keith, just people of working age.
Many people of working age, in private rented housing, could afford a mortgage (in many cases) but it's the deposit that they can't raise, so have to rent instead.
Surely the greatest aspiration is to own your own home - isn't it ? For people without the ability to get a job or on so little money, their aspiration, is paying the bills and food.
Roger
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