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    Barry I suppose there is no such thing as society eh?

    Peter one has to start somewhere and conscience, along with charity must start at home in ones own community, then country, then region etc. If I am not ok, and my community is not ok how can I help others?
    Microfinance has often been aimed at small enterprise, but not exclusively; there is a long tradition of credit unions in the UK that offer a similar facility; albeit require a minimum level of saving before one is eligible for a loan and have statutorily capped interest rates.

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