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    Ross, microfinance is usually aimed at small entrepreneurs to buy fixed assets or equip premises for their commercial enterprise, not at struggling wage-earners.

    Interesting article; but I would ask whether one's social conscience in such things ought to be parochial, nationalistic or Global? Is a worker in Austin Tx to be valued more highly than one in Guangzhao or Jogjakarta?

    I suspect payday loan companies may be the next target of mis-selling allegations.

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