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    I would suggest everyone be very wary about signing up to these schemes. I network with a renewable energy man who discussed this with me a couple of months ago. Naturally he was full of enthusiasm for it and I initially thought it might be a cost effective way to improve my house energy efficiency.

    I have changed my mind after discussing this with my other half.

    She is, of course, a solicitor, she believes that this scheme might prove to be a problem for anyone selling their home. It seems other lawyers are also concerned. Buying a home that has been improved in this way will mean that you are taking on someone else's debt. If I was buying a home would I want that? No, I would demand that the debt be discharged first or that a significant amount be knocked of the price of the home.

    Most buyers apparently do not take any notice of the energy efficiency of a home.

    Be wary.

    I will not touch it with a barge pole.

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