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Howard that is the point. It appears that the 'risk assessment' estimates that there is a POTENTIAL liability of £25K.
Think of a number, then double it, take away the figure for the year of your birth, factor in a good lunch...and what do you get?
IF, as had been the case, they took into account the actual disbursement of a year when extensive maintenance was required or a selection of annual expenditure figures...but no.
Joni Mitchell and her Big Yellow Taxi springs to mind.
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