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  BarryW yes indeed re investment risk. I remember the days myself when I had some wild speculative funds and they very often brought the best returns. Emerging Markets and whathaveyou. But here's the thing. You set aside some funds for speculation, you wouldnt put your life savings, your childrens inheritance as the guy from Dragons Den calls it, into one of these. These were purely speculative. The bulk of your 'estate' went into stability.
  
  You might remember the term that used to be used, not sure if they use it anymore..."not for widows and orphans!"
  
  So if you can extrapulate this thinking into the wider realms of international trade, I think you can see where Im coming from.

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