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    # 8 In the real world Joe Public.Postman etc,etc,do not need financial advisors to deal with the `legal`options available to them because there only a few to have and they are so obviously freely identified.

    When you have a bit more money coming in you have an accountant who identifies the many other options available.

    We are not all in this together.We need the tax system restructured,simplified,fairer.pro rata.

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