How right you are, Tom. My business in Dover peaked at £550 financial savings.
Followed by a 33% recession.
But that's better than the balance of Northern Rock and it beats the Treasury.
The secret: lone-free!
the first 2 stages are free, gratis and for nothing, the last stage is about drawing up a personalised plan so the terminally skint may gain valuable knowledge without shelling out the 600 smackers.