Credit Cards - Well let me say I am so unimpressed with MBNA
I had a phone call from them this morning, then a voice message and then a text message which said to contact them urgently about a recent transaction on my card. I panicked because I don't use this card, it is a high limit and it is for extreme emergencies, IE when I was on holiday in the USA my daughter fractured her ankle and I had to pay $1500 not something you carry around in your pocket.
So I hurriedly phoned them for them to say oh sorry, they sent the wrong text we want to do a review on your card and immediately removed a credit limit of high value to £500.
I have had this card since 2001, never missed any payments, never used it to the limit and my credit rating is extremely high so for this to happen I was quite furious, as they didn't really justify the removal of it that made any sense anyway.
Anyway after calming down and relooking at the situation, I am now of the belief that they have removed it as they are not making the money they really need to make the many millions to line the big boss personal pockets and given it to someone who is paying them a fortune in interest rates.
