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    Reginald.... you really do not get it do you.... Why were the banks able to take risks, those risks being in the USA primarily? Who encouraged them to take those risks? Needless to say that not all banks were as stupid as HBOS and RBS.

    I am no fan of the banks and there is a lot we can attack them over but as usual you miss the real problems with them.

    The fact is you just ignore the truth because it is inconvenient with your political affiliations.

    And now of course based on your usual base level tabloid understanding you peddle more of the usual bigotry.

    I might tell you what is actually happening in the real business world but, of course, the real world is an inconvenient truth to you and it does not create more excitable and lurid tabloid headlines.

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