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  Is it the Osborne plans for a state bank for small businesses that stymies the chances of small businesses getting a loan from a high street bank, or is it institutional reticence on the part of the high street banks that makes it necessary for the Government to step in?
  
  http://www.ft.com/cms/s/0/1077e7f6-f511-11e1-8d85-00144feabdc0.html#axzz26oCCt7Db

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