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Alexander - there you go demonstrating my point. The reason that you diversify investments is to maximise gain while minimising risk. In this case institutional risk. I forget the exact figure but about 4% of the portfolio was invested in Icelandic Bank accounts, not an unreasonable level. Now if British banks like RBS/HBOS can also nearly go belly up, you can hardly point the finger at the Councils. You must remember that was a once in a century crisis.
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