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    Reg is clearly trying to avoid answering the big question in his pursuit of the bankers... If he hates them so much and imagines they are so culpable then what about the man who orchestrated their most dangerous activities, urging them to go out and take risks and even changed the banking regulations to enable them to do so - Gordon Brown.

    One example was given to me by a former bank Chief Exec, before Brown each bank's top team had to attend the Bank of England every 3 months for a detailed grilling about their activities, this all stopped as soon as Brown changed the regulation system.

    By the way - you are being very polite Peter - I admire your restraint.

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