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    I have just checked my emails and read that my NP dual fuel bill was ready to view on line nothing unusual there you might say.

    I found my monthly payments are going down by a whole £20 a month. I knew I was in credit but put this down to the usual build up prior to the winter, I should add that last spring I got an unexpected and unsolicited refund as I was in credit. The big question for me is why have I saved so much energy and therefore money when the unit price keeps increasing.

    I am putting it down to much better loft insulation and running the central heating all the time so the warmth is constant and the boiler does not have to fire up so often.

    I could put it down to the grandson going off to uni but Wendy's other half moved in to replace him so there are still three of us living full time in the house.

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