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    We?
    Who can this 'we' be? The Worshipful (company of) Endowment brokers? The Insurance Management Fee-earners Association?

    What creditable advantage could there ever be in swapping NHS bureaucracy for the secret cabal of mutually-beneficial-actuaries?

    This is about the health and well-being of real people. Not some fair-ground side-show;Roll-up, roll-up! Witness the umpteenth wonder of the world, you pays your money now take that leap in the dark!

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