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    What is being proposed is NOT a trust; even though that is the phrase misleadingly used on the DPP web site - they have set up an Industrial & Provident Society, a body that is governed by the FSA and must be approved by them before it can commence to do business.

    An FSA explanation of these can be seen here http://www.fsa.gov.uk/pages/doing/small_firms/msr/societies/index.shtml

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