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    Keith: email me and I will email you back a BR19 form - advice@regency-ifa.co.uk

    SC2 - Do you mean S2P? - that is very complex, an earning related element. For you there would likely me a mix of graduated, SERPS, S2P and periods of occupational contracted out thrown into the mix, not possible for me to give you any guidance there. The BR19 will get you the assessment of state pension including S2P/SERPS/Graduated.

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