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    Not obtuse Barry we know that many many People cannot afford it and the same will happen with the private hospitals who will cream off from the rest for those who can't,the care homes for the ones that can afford it will cream off from the rest,once again a 2 state country,those who can afford and those who can't.
    Yes I have Life cover and buildings and contents insurance,the difference from life insurance is that it will be paid out not to me but my family,thisnew health insurance means I only have a 20% chance of needing it and if I don't who gets it.

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