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    Howard- please study Neil's first post again! It describes in depth the method of finance! Why does everyone in possession of half truths keep banging on about tenners. DPPT will be accused of running jumble sales and whist drives next! When is every forumite going to understand that DPPT is a highly proffessional organisation that will not let us down.

    One or two of the doubters out there must've really been stung by somebody in their lives to eminate such scepticism and suspicion.

    In such a situation a balanced view and an entitlement to opinion are a paramount requirement-but to say that you haven't had the answers to your questions is somewhat unreasonable.

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