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Errrrm Keith. No government has disincentised savings more than your lot. If you want chapter and verse of their measures that damaged savings then I can provide them.
What will help encourage more savings is the end to means testing pensions and the introduction of the new flat rate pension. More needs to be done and I am not sure that the current 'auto-enrollment' policy is the right one but one thing is for sure policies of the present government will not damage private savings in the way you suggest.
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